Copyright © 2015: A Widow's Business. All rights reserved. 

www.awidowsbusiness.com

​​​A Widow's Business:
A Practical Guide Through the First Year After the Death of a Spouse  
by Liz Swiertz Newman 
 A WIDOW’S BUSINESS: 
​A Practical Guide Through the First Year After the Death of a Spouse


​Table of Contents  

 INTRODUCTION  
How to Use This Book     

Chapter 1
FIRST THINGS FIRST    
Immediately upon Death    
Whom to Notify    
Breakfast (or Lunch or Dinner)        

Chapter 2
WHERE TO GET HELP:From the Mortuary to the Memorial Service    
Your Team of Human Resources    
Other Human Resources    
Before You Go to the Mortuary    
At the Mortuary                  
Information Needed                    
Decisions to Make    
         Other Options and More Decisions    
         The Certificate of Death    
The Obituary Notice    
Planning the Funeral or Memorial Service    
The Funeral or Memorial Program    
The Reception      

Chapter 3
INCOMING - GETTING ORGANIZED    
Flowers    
Gifts of Food    
Prayers and Contributions    
​ Notes and Cards    
Queries    
Information Handling    
                Files  
                Mail    
                Phone Calls  
Suddenly Alone    

Chapter 4
MONEY    
Debt    
Life Insurance, Death Benefits, and Outstanding Funds    
Ways to Decrease Your Outgo - Refunds, Discounts, etc.    
At the Social Security Administration Office    
The Bank(s) or Brokerage(s)    
Unusual Expenses    
Monthly Expenses    
Annual, Semi-annual, Quarterly, and Occasional Expenses    
Money and Expectations    
Money and You    
New Bank Accounts    
New Trust(s) and a New Will    
Estate Taxes     
                Without a Marital Trust or a Family Trust    
                With a Family Trust    
Scams ~ By Mail, Email, Phone, and at Your Door    
                Mail Scams    
                Email Scams    
                Phone Scams    
                At-Your-Door Scams    

Chapter 5 
OUTGOING: Things to Do — In a Somewhat Logical Order    
Next Important To-do Items    
Your Husband’s Things    
Other To-do List Items, for Later  

Chapter 6
PLANNING AHEAD    
While Your Husband Is Living    
                The Family Trust    
                The Wills    
                The Powers of Attorney    
                The Resolution    
If Your Husband Has Died    
                Your Trust    
                Your Will    
                Your Powers of Attorney    
Executor’s Instructions and Bequests    
                Executor’s Instructions    
                Bequests    
If You and Your Husband Had a Trust, and Now There Is Just You    
If You and Your Husband Did Not Have a Trust, and Now There Is Just You    
The Rest of Your Life    

AFTERWORD 
   
ACKNOWLEDGMENTS  
 
ABOUT THE AUTHOR